Our Mission > Your Voice

The Community Mortgage Lenders of America is the only Association solely dedicated to timely, effective representation of community based mortgage lenders, including mortgage companies and community banks that provide home financing to local communities.

CMLA ensures the concerns of our members are heard as policy makers address pivotal issues in an era of historic change in housing finance policy and regulation.

The Dodd Frank Act alone has created an avalanche of regulations and new policies. The regulatory burden for mortgage lenders has skyrocketed, both in terms of complexity and compliance costs. Not surprisingly, large institutions can absorb these costs more easily than community-based lenders.

CMLA member companies understand change is inevitable. They know it is imperative to help ensure the coming changes in regulations and secondary market requirements effectively consider the impact on their daily business operations. CMLA helps make that happen.

CMLA’s 2015 Strategic Agenda

CMLA 2014 Progress Report